Self-Build Finance

How do you finance that dream Self-Build you’ve always wanted?

It is now becoming more and more popular in the UK to want to design and build your own home or possibly consider converting a derelict barn, full renovation project or even a large extension to an existing property. But how do you go about organising the finance for these type of projects – the good news is we have advisers with this area of expertise who have undergone self-build training and fully understand acceptable build materials and methods linked to lenders criteria – therefore fully supporting you to make your house dream a reality.

The mortgages are agreed on a drawdown facility, so you have the funds at the stage of the build you require. For Example, the build costs associated with a traditional brick and block construction will defer significantly to a timber frame type build method and our experts will make their recommendation linked to meeting your cash flow as well as mortgage priorities.

This type of finance also includes purchasing a property with structural issues and non-standard construction so if you have been refused a mortgage on a property you feel has potential please give us a call as we may have a solution for you.

Your home or other property may be repossessed if you do not keep up repayments on your mortgage.

Please note that stage payments are not guaranteed and will be subject to interim valuations by the lender.

Interest rates for these type of mortgage are typically higher than those for a standard residential mortgage, as there is more risk associated for the lender.

To discuss your mortgage requirements in more depth please contact us by phone on 0345 434 9505 , or email, or by clicking here

Six reasons to use us

1. We understand how important these decisions are for you

2. We will ask the right questions

3. We will communicate with you in plain English with no jargon

4. We do all the work, right through to helping complete the application form

5. Our advice is tailored to your demands and needs

6. Our advice will leave you in an informed position to make the right choices

You may also be interested in:

  • Residential mortgages
  • Income protection